{
    "url": "https://www.spotsalary.com/salary/cardiologist/australia-au",
    "canonical": "https://www.spotsalary.com/salary/cardiologist/australia-au",
    "headline": "Cardiologist Salary in Australia",
    "description": "Median Cardiologist salary in Australia is A$362.9K per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Cardiologist",
        "slug": "cardiologist",
        "family": "healthcare",
        "soc_code": "29-1211",
        "aliases": [
            "Heart Specialist"
        ],
        "description": null
    },
    "location": {
        "name": "Australia",
        "slug": "australia-au",
        "type": "country",
        "iso2": "AU",
        "currency": "AUD"
    },
    "period": 2026,
    "confidence": 50,
    "status": "published",
    "method": "nearest_neighbor",
    "updated_at": "2026-10-30T05:23:38+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 169335.85,
            "p25": 205622.11,
            "p50": 241908.36,
            "p75": 278194.62,
            "p90": 326576.29,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 127001.89,
            "p25": 156861.75,
            "p50": 362862.55,
            "p75": 686823.57,
            "p90": 773522.89,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 364072.09,
            "p25": 442087.54,
            "p50": 520102.98,
            "p75": 598118.43,
            "p90": 702139.03,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 508007.56,
            "p25": 616866.33,
            "p50": 725725.09,
            "p75": 834583.86,
            "p90": 979728.87,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "AUD",
        "tax_rate": 35.66809181603337,
        "top_rate": null,
        "method": "progressive",
        "label": "progressive brackets",
        "standard_deduction": 0,
        "rebate": 0,
        "source": "ATO (resident)",
        "source_url": "https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents",
        "retrieved_at": "2026-10-23T00:00:00.000000Z",
        "verified": true,
        "notes": "Tax-free threshold is the 0% band; Medicare levy excluded",
        "bands": [
            {
                "level": "entry",
                "gross": 241908.36,
                "taxable": 241908.36,
                "tax": 74996.76199999999,
                "effective_rate": 31.002137338287934,
                "net_annual": 166911.598,
                "net_monthly": 13909.299833333333,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "ATO (resident)",
                "source_url": "https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Tax-free threshold is the 0% band; Medicare levy excluded"
            },
            {
                "level": "mid",
                "gross": 362862.55,
                "taxable": 362862.55,
                "tax": 129426.14749999999,
                "effective_rate": 35.66809181603337,
                "net_annual": 233436.4025,
                "net_monthly": 19453.033541666668,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "ATO (resident)",
                "source_url": "https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Tax-free threshold is the 0% band; Medicare levy excluded"
            },
            {
                "level": "senior",
                "gross": 520102.98,
                "taxable": 520102.98,
                "tax": 200184.341,
                "effective_rate": 38.48936627896268,
                "net_annual": 319918.63899999997,
                "net_monthly": 26659.88658333333,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "ATO (resident)",
                "source_url": "https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Tax-free threshold is the 0% band; Medicare levy excluded"
            },
            {
                "level": "executive",
                "gross": 725725.09,
                "taxable": 725725.09,
                "tax": 292714.2905,
                "effective_rate": 40.334045843723004,
                "net_annual": 433010.79949999996,
                "net_monthly": 36084.233291666664,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "ATO (resident)",
                "source_url": "https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Tax-free threshold is the 0% band; Medicare levy excluded"
            }
        ]
    },
    "outlook": {
        "direction": "growing",
        "inflation_pct": 3,
        "real_growth_pct": 3.9,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 363074.46,
                "p50": 387900.07,
                "p75": 412725.67,
                "confidence": 44,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 357979.87,
                "p50": 382457.13,
                "p75": 406934.38,
                "confidence": 44,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 368169.05,
                "p50": 393343,
                "p75": 418516.96,
                "confidence": 44,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 411361.12,
                "p50": 443277.07,
                "p75": 475193.02,
                "confidence": 32,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 394286.55,
                "p50": 424877.74,
                "p75": 455468.94,
                "confidence": 32,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 428921.65,
                "p50": 462200.06,
                "p75": 495478.46,
                "confidence": 32,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 466034.97,
                "p50": 506559.74,
                "p75": 547084.52,
                "confidence": 30,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 434243.2,
                "p50": 472003.48,
                "p75": 509763.76,
                "confidence": 30,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 499662.07,
                "p50": 543110.95,
                "p75": 586559.83,
                "confidence": 30,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.4% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 56/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "3.9% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "6.9% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [],
    "sources": [
        {
            "name": "Fiji",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Cardiologist in Australia?",
            "answer": "SpotSalary models a median annual salary of A$362.9K for a Cardiologist in Australia, or about A$30,239 per month before tax. The middle 50% of the estimate ranges from A$156.9K to A$686.8K, with a full P10–P90 range of A$127K to A$773.5K. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Cardiologist earn in Australia?",
            "answer": "The entry-level band for a Cardiologist in Australia centres on A$241.9K per year (P25–P75: A$205.6K–A$278.2K). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Cardiologist earn in Australia?",
            "answer": "The executive band for a Cardiologist in Australia has a median of A$725.7K per year and a P75 of A$834.6K. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Cardiologist in Australia?",
            "answer": "The outlook is growing. In the base scenario, median pay reaches A$506.6K by 2031, about 39.6% above today before inflation and 3.9% per year in real terms after 3.0% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "What is the take-home pay for a Cardiologist in Australia?",
            "answer": "After an effective income tax rate of 35.7%, the mid-level Cardiologist in Australia takes home about A$233,436 per year, or A$19,453 per month. The estimate uses imported national tax brackets and does not include social contributions or local levies."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 50% confidence and draws on 7 salary observations."
        }
    ],
    "related": {
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            {
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        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/cardiologist",
        "location_hub": "https://www.spotsalary.com/locations/australia-au",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Cardiologist Salary in Australia. SpotSalary. https://www.spotsalary.com/salary/cardiologist/australia-au",
        "updated_at": "2026-10-30T05:23:38+00:00"
    }
}