# Cardiologist Salary in Ghana

> Median Cardiologist salary in Ghana is GHS 12.8K per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.

- Canonical URL: https://www.spotsalary.com/salary/cardiologist/ghana-gh
- Currency: GHS
- Benchmark year: 2026
- Confidence: 50%
- Outlook: Growing
- Last updated: 2026-10-31T12:18:39+00:00
- Generated by: SpotSalary

## Key facts

- Median (mid-level) annual salary: **GHS 12.8K** (GHS 1,066 per month before tax).
- Middle 50% range (P25–P75): GHS 10.2K – GHS 14.8K.
- Full range (P10–P90): GHS 8.2K – GHS 17.8K.
- Experience band: 3–5 years.

## Salary by experience level

| Level | Experience | P10 | P25 | Median | P75 | P90 | Base / Bonus / Equity |
| --- | --- | ---: | ---: | ---: | ---: | ---: | --- |
| Entry | 0–2 yrs | GHS 5.3K | GHS 6.7K | GHS 8.3K | GHS 9.6K | GHS 11.6K | 95% / 5% / 0% |
| Mid | 3–5 yrs | GHS 8.2K | GHS 10.2K | GHS 12.8K | GHS 14.8K | GHS 17.8K | 88% / 8% / 4% |
| Senior | 6–9 yrs | GHS 13.6K | GHS 16.9K | GHS 21.1K | GHS 24.5K | GHS 29.3K | 80% / 10% / 10% |
| Executive | 10–15 yrs | GHS 23K | GHS 28.7K | GHS 35.8K | GHS 41.6K | GHS 49.8K | 65% / 15% / 20% |

## Take-home pay

Tax method: top rate only.

| Level | Gross | Tax | Effective rate | Net annual | Net monthly |
| --- | ---: | ---: | ---: | ---: | ---: |
| Entry | GHS 8,318 | n/a | n/a% | n/a | n/a |
| Mid | GHS 12,797 | n/a | n/a% | n/a | n/a |
| Senior | GHS 21,115 | n/a | n/a% | n/a | n/a |
| Executive | GHS 35,831 | n/a | n/a% | n/a | n/a |

Social contributions and local levies are not included.

## Five-year salary outlook

Outlook: Growing. Inflation assumption: 3.0%/year. Real growth: 2.0%/year.

| Year | P25 | Base (P50) | P75 | Nominal change vs today |
| --- | ---: | ---: | ---: | ---: |
| 2027 | GHS 12.6K | GHS 13.4K | GHS 14.3K | 5.0% |
| 2029 | GHS 13.7K | GHS 14.8K | GHS 15.9K | 15.8% |
| 2031 | GHS 15K | GHS 16.3K | GHS 17.6K | 27.6% |

## What moves this number

- **Inflation (CPI)** (steady): 3.0% annual price growth
- **Wage growth** (up): 3.0% nominal wage trend
- **Role demand trend** (up): 2.0% annual role demand
- **Hiring demand** (steady): Demand index 50/100
- **Automation exposure** (steady): 10% exposure
- **Real wage growth** (up): 2.0% after 3.0% inflation
- **Scenario growth** (up): 5.0% modelled nominal growth

## Frequently asked questions

### What is the average salary of a Cardiologist in Ghana?

SpotSalary models a median annual salary of GHS 12.8K for a Cardiologist in Ghana, or about GHS 1,066 per month before tax. The middle 50% of the estimate ranges from GHS 10.2K to GHS 14.8K, with a full P10–P90 range of GHS 8.2K to GHS 17.8K. This is a modelled estimate, not a job offer.

### How much does an entry-level Cardiologist earn in Ghana?

The entry-level band for a Cardiologist in Ghana centres on GHS 8.3K per year (P25–P75: GHS 6.7K–GHS 9.6K). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities.

### How much does a senior or executive Cardiologist earn in Ghana?

The executive band for a Cardiologist in Ghana has a median of GHS 35.8K per year and a P75 of GHS 41.6K. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level.

### What is the salary outlook for a Cardiologist in Ghana?

The outlook is growing. In the base scenario, median pay reaches GHS 16.3K by 2031, about 27.6% above today before inflation and 2.0% per year in real terms after 3.0% inflation. Scenario bands widen over time and are not guarantees.

### How does SpotSalary calculate these salary estimates?

Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 50% confidence.

## Methodology and sources

SpotSalary anchors estimates to external market signals (GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure) and synthesises them with AI. Deterministic validation rejects implausible outputs. Figures are modelled estimates for guidance only, not offers.

Sources:
- SpotSalary deterministic wage model (derived data)

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Source: https://www.spotsalary.com/salary/cardiologist/ghana-gh · SpotSalary