{
    "url": "https://www.spotsalary.com/salary/cardiologist/india-in",
    "canonical": "https://www.spotsalary.com/salary/cardiologist/india-in",
    "headline": "Cardiologist Salary in India",
    "description": "Median Cardiologist salary in India is ₹73.2L per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Cardiologist",
        "slug": "cardiologist",
        "family": "healthcare",
        "soc_code": "29-1211",
        "aliases": [
            "Heart Specialist"
        ],
        "description": null
    },
    "location": {
        "name": "India",
        "slug": "india-in",
        "type": "country",
        "iso2": "IN",
        "currency": "INR"
    },
    "period": 2026,
    "confidence": 68,
    "status": "published",
    "method": "nearest_neighbor",
    "updated_at": "2026-10-30T07:32:32+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 3330656.1,
            "p25": 4025714.4,
            "p50": 4758080.21,
            "p75": 5455784.92,
            "p90": 6423408.31,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 2639702.64,
            "p25": 5138687.21,
            "p50": 7317192.32,
            "p75": 11768276.64,
            "p90": 11997755.27,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 8467607.67,
            "p25": 10282095.02,
            "p50": 12096582.34,
            "p75": 13911069.74,
            "p90": 16330386.17,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 14341697.02,
            "p25": 17414917.85,
            "p50": 20488138.6,
            "p75": 23561359.44,
            "p90": 27658987.12,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "INR",
        "tax_rate": 23.952598474273803,
        "top_rate": null,
        "method": "progressive",
        "label": "progressive brackets",
        "standard_deduction": 75000,
        "rebate": 0,
        "source": "Income Tax Department (new regime FY 2025-26)",
        "source_url": "https://www.incometax.gov.in/",
        "retrieved_at": "2026-10-23T00:00:00.000000Z",
        "verified": true,
        "notes": "New regime; 87A rebate modelled",
        "bands": [
            {
                "level": "entry",
                "gross": 4758080.21,
                "taxable": 4683080.21,
                "tax": 984924.063,
                "effective_rate": 20.70003067476662,
                "net_annual": 3773156.147,
                "net_monthly": 314429.67891666666,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 75000,
                "rebate": 0,
                "source": "Income Tax Department (new regime FY 2025-26)",
                "source_url": "https://www.incometax.gov.in/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "New regime; 87A rebate modelled"
            },
            {
                "level": "mid",
                "gross": 7317192.32,
                "taxable": 7242192.32,
                "tax": 1752657.696,
                "effective_rate": 23.952598474273803,
                "net_annual": 5564534.624,
                "net_monthly": 463711.21866666665,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 75000,
                "rebate": 0,
                "source": "Income Tax Department (new regime FY 2025-26)",
                "source_url": "https://www.incometax.gov.in/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "New regime; 87A rebate modelled"
            },
            {
                "level": "senior",
                "gross": 12096582.34,
                "taxable": 12021582.34,
                "tax": 3186474.702,
                "effective_rate": 26.341941983590054,
                "net_annual": 8910107.638,
                "net_monthly": 742508.9698333334,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 75000,
                "rebate": 0,
                "source": "Income Tax Department (new regime FY 2025-26)",
                "source_url": "https://www.incometax.gov.in/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "New regime; 87A rebate modelled"
            },
            {
                "level": "executive",
                "gross": 20488138.6,
                "taxable": 20413138.6,
                "tax": 5703941.58,
                "effective_rate": 27.840213751775376,
                "net_annual": 14784197.020000001,
                "net_monthly": 1232016.4183333335,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 75000,
                "rebate": 0,
                "source": "Income Tax Department (new regime FY 2025-26)",
                "source_url": "https://www.incometax.gov.in/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "New regime; 87A rebate modelled"
            }
        ]
    },
    "outlook": {
        "direction": "growing",
        "inflation_pct": 4.5,
        "real_growth_pct": 8.75,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 7756370.2,
                "p50": 8286720.3,
                "p75": 8817070.4,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 7653636.82,
                "p50": 8176962.42,
                "p75": 8700288.01,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 7859103.58,
                "p50": 8396478.19,
                "p75": 8933852.79,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
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                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
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                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 9862955.6,
                "p50": 10628184.92,
                "p75": 11393414.23,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 9476217.97,
                "p50": 10211441.77,
                "p75": 10946665.58,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 10260074.84,
                "p50": 11056115.13,
                "p75": 11852155.42,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 12540745.39,
                "p50": 13631244.99,
                "p75": 14721744.59,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 11731943.32,
                "p50": 12752112.31,
                "p75": 13772281.29,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 13393552,
                "p50": 14558208.7,
                "p75": 15722865.4,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "4.5% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "7.5% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 65/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.7% after 4.5% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "13.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [],
    "sources": [
        {
            "name": "Bangladesh",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Tajikistan",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Seychelles",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Butwāl, Nepal",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Cardiologist in India?",
            "answer": "SpotSalary models a median annual salary of ₹73.2L for a Cardiologist in India, or about ₹609,766 per month before tax. The middle 50% of the estimate ranges from ₹51.4L to ₹1.2Cr, with a full P10–P90 range of ₹26.4L to ₹1.2Cr. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Cardiologist earn in India?",
            "answer": "The entry-level band for a Cardiologist in India centres on ₹47.6L per year (P25–P75: ₹40.3L–₹54.6L). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Cardiologist earn in India?",
            "answer": "The executive band for a Cardiologist in India has a median of ₹2Cr per year and a P75 of ₹2.4Cr. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Cardiologist in India?",
            "answer": "The outlook is growing. In the base scenario, median pay reaches ₹1.4Cr by 2031, about 86.3% above today before inflation and 8.7% per year in real terms after 4.5% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "What is the take-home pay for a Cardiologist in India?",
            "answer": "After an effective income tax rate of 24.0%, the mid-level Cardiologist in India takes home about ₹5,564,535 per year, or ₹463,711 per month. The estimate uses imported national tax brackets and does not include social contributions or local levies."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 68% confidence and draws on 18 salary observations."
        }
    ],
    "related": {
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                "url": "https://www.spotsalary.com/salary/cardiologist/saint-lucia-lc"
            },
            {
                "headline": "Cardiologist Salary in Tajikistan",
                "url": "https://www.spotsalary.com/salary/cardiologist/tajikistan-tj"
            },
            {
                "headline": "Cardiologist Salary in Bangladesh",
                "url": "https://www.spotsalary.com/salary/cardiologist/bangladesh-bd"
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            {
                "headline": "Cardiologist Salary in Seychelles",
                "url": "https://www.spotsalary.com/salary/cardiologist/seychelles-sc"
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        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/cardiologist",
        "location_hub": "https://www.spotsalary.com/locations/india-in",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Cardiologist Salary in India. SpotSalary. https://www.spotsalary.com/salary/cardiologist/india-in",
        "updated_at": "2026-10-30T07:32:32+00:00"
    }
}