{
    "url": "https://www.spotsalary.com/salary/cardiologist/london-gb-1826645935",
    "canonical": "https://www.spotsalary.com/salary/cardiologist/london-gb-1826645935",
    "headline": "Cardiologist Salary in London, United Kingdom",
    "description": "Median Cardiologist salary in London, United Kingdom is £323K per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Cardiologist",
        "slug": "cardiologist",
        "family": "healthcare",
        "soc_code": "29-1211",
        "aliases": [
            "Heart Specialist"
        ],
        "description": null
    },
    "location": {
        "name": "London, United Kingdom",
        "slug": "london-gb-1826645935",
        "type": "city",
        "iso2": "GB",
        "currency": "GBP"
    },
    "period": 2026,
    "confidence": 68,
    "status": "published",
    "method": "nearest_neighbor",
    "updated_at": "2026-10-31T15:33:21+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 125792.22,
            "p25": 152747.7,
            "p50": 179703.18,
            "p75": 206658.65,
            "p90": 242599.29,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 121358.89,
            "p25": 234297.96,
            "p50": 322958.84,
            "p75": 394215.4,
            "p90": 484406.73,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 340456,
            "p25": 413410.86,
            "p50": 486365.71,
            "p75": 559320.57,
            "p90": 656593.72,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 632999.31,
            "p25": 768642.02,
            "p50": 904284.73,
            "p75": 1039927.44,
            "p90": 1220784.39,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "GBP",
        "tax_rate": 39.17108384461624,
        "top_rate": null,
        "method": "progressive",
        "label": "progressive brackets",
        "standard_deduction": 0,
        "rebate": 0,
        "source": "HMRC (England/Wales/NI)",
        "source_url": "https://www.gov.uk/income-tax-rates",
        "retrieved_at": "2026-10-23T00:00:00.000000Z",
        "verified": true,
        "notes": "Personal allowance is the 0% band; Scotland differs",
        "bands": [
            {
                "level": "entry",
                "gross": 179703.18,
                "taxable": 179703.18,
                "tax": 62041.431,
                "effective_rate": 34.52439238971731,
                "net_annual": 117661.749,
                "net_monthly": 9805.14575,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "HMRC (England/Wales/NI)",
                "source_url": "https://www.gov.uk/income-tax-rates",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Personal allowance is the 0% band; Scotland differs"
            },
            {
                "level": "mid",
                "gross": 322958.84,
                "taxable": 322958.84,
                "tax": 126506.47800000002,
                "effective_rate": 39.17108384461624,
                "net_annual": 196452.36200000002,
                "net_monthly": 16371.03016666667,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "HMRC (England/Wales/NI)",
                "source_url": "https://www.gov.uk/income-tax-rates",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Personal allowance is the 0% band; Scotland differs"
            },
            {
                "level": "senior",
                "gross": 486365.71,
                "taxable": 486365.71,
                "tax": 200039.5695,
                "effective_rate": 41.12945575460079,
                "net_annual": 286326.1405,
                "net_monthly": 23860.51170833333,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "HMRC (England/Wales/NI)",
                "source_url": "https://www.gov.uk/income-tax-rates",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Personal allowance is the 0% band; Scotland differs"
            },
            {
                "level": "executive",
                "gross": 904284.73,
                "taxable": 904284.73,
                "tax": 388103.1285,
                "effective_rate": 42.91824417957384,
                "net_annual": 516181.6015,
                "net_monthly": 43015.13345833333,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "HMRC (England/Wales/NI)",
                "source_url": "https://www.gov.uk/income-tax-rates",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Personal allowance is the 0% band; Scotland differs"
            }
        ]
    },
    "outlook": {
        "direction": "growing",
        "inflation_pct": 3.2,
        "real_growth_pct": 4.05,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 324205.46,
                "p50": 346373.36,
                "p75": 368541.25,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 319671.12,
                "p50": 341528.97,
                "p75": 363386.83,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
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                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 328739.8,
                "p50": 351217.74,
                "p75": 373695.67,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 369732.01,
                "p50": 398418.12,
                "p75": 427104.22,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 354434.74,
                "p50": 381933.99,
                "p75": 409433.23,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 385463.22,
                "p50": 415369.85,
                "p75": 445276.48,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 421620.3,
                "p50": 458282.93,
                "p75": 494945.56,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 392949.63,
                "p50": 427119.16,
                "p75": 461288.7,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 451940.57,
                "p50": 491239.75,
                "p75": 530538.93,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.2% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "4.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 55/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "4.1% after 3.2% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "7.3% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [],
    "sources": [
        {
            "name": "Switzerland",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Montenegro",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Egypt",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "West Bank",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Cardiologist in London, United Kingdom?",
            "answer": "SpotSalary models a median annual salary of £323K for a Cardiologist in London, United Kingdom, or about £26,913 per month before tax. The middle 50% of the estimate ranges from £234.3K to £394.2K, with a full P10–P90 range of £121.4K to £484.4K. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Cardiologist earn in London, United Kingdom?",
            "answer": "The entry-level band for a Cardiologist in London, United Kingdom centres on £179.7K per year (P25–P75: £152.7K–£206.7K). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Cardiologist earn in London, United Kingdom?",
            "answer": "The executive band for a Cardiologist in London, United Kingdom has a median of £904.3K per year and a P75 of £1M. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Cardiologist in London, United Kingdom?",
            "answer": "The outlook is growing. In the base scenario, median pay reaches £458.3K by 2031, about 41.9% above today before inflation and 4.1% per year in real terms after 3.2% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "What is the take-home pay for a Cardiologist in London, United Kingdom?",
            "answer": "After an effective income tax rate of 39.2%, the mid-level Cardiologist in London, United Kingdom takes home about £196,452 per year, or £16,371 per month. The estimate uses imported national tax brackets and does not include social contributions or local levies."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 68% confidence and draws on 31 salary observations."
        }
    ],
    "related": {
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        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/cardiologist",
        "location_hub": "https://www.spotsalary.com/locations/london-gb-1826645935",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Cardiologist Salary in London, United Kingdom. SpotSalary. https://www.spotsalary.com/salary/cardiologist/london-gb-1826645935",
        "updated_at": "2026-10-31T15:33:21+00:00"
    }
}