{
    "url": "https://www.spotsalary.com/salary/cardiologist/pakistan-pk",
    "canonical": "https://www.spotsalary.com/salary/cardiologist/pakistan-pk",
    "headline": "Cardiologist Salary in Pakistan",
    "description": "Median Cardiologist salary in Pakistan is ₨20.4M per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Cardiologist",
        "slug": "cardiologist",
        "family": "healthcare",
        "soc_code": "29-1211",
        "aliases": [
            "Heart Specialist"
        ],
        "description": null
    },
    "location": {
        "name": "Pakistan",
        "slug": "pakistan-pk",
        "type": "country",
        "iso2": "PK",
        "currency": "PKR"
    },
    "period": 2026,
    "confidence": 68,
    "status": "published",
    "method": "nearest_neighbor",
    "updated_at": "2026-10-31T21:14:06+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 7821968.53,
            "p25": 9498104.68,
            "p50": 11174240.84,
            "p75": 12850376.99,
            "p90": 15085225.38,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 7153989.47,
            "p25": 12192968.38,
            "p50": 20439969.95,
            "p75": 28286957.07,
            "p90": 31298330.16,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 23451420.61,
            "p25": 28476725.12,
            "p50": 33502029.23,
            "p75": 38527333.74,
            "p90": 45227739.53,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 40062340.96,
            "p25": 48647128.49,
            "p50": 57231915.73,
            "p75": 65816703.26,
            "p90": 77263086.35,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "PKR",
        "tax_rate": 30.993144794227057,
        "top_rate": null,
        "method": "progressive",
        "label": "progressive brackets",
        "standard_deduction": 0,
        "rebate": 0,
        "source": "FBR (Finance Act 2025, salaried)",
        "source_url": "https://www.fbr.gov.pk/",
        "retrieved_at": "2026-10-23T00:00:00.000000Z",
        "verified": true,
        "notes": "Salaried slabs; 0% up to PKR 600,000; 35% only above PKR 4,100,000",
        "bands": [
            {
                "level": "entry",
                "gross": 11174240.84,
                "taxable": 11174240.84,
                "tax": 3091984.2939999998,
                "effective_rate": 27.67064302866771,
                "net_annual": 8082256.546,
                "net_monthly": 673521.3788333334,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "FBR (Finance Act 2025, salaried)",
                "source_url": "https://www.fbr.gov.pk/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Salaried slabs; 0% up to PKR 600,000; 35% only above PKR 4,100,000"
            },
            {
                "level": "mid",
                "gross": 20439969.95,
                "taxable": 20439969.95,
                "tax": 6334989.482499999,
                "effective_rate": 30.993144794227057,
                "net_annual": 14104980.467500001,
                "net_monthly": 1175415.0389583334,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "FBR (Finance Act 2025, salaried)",
                "source_url": "https://www.fbr.gov.pk/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Salaried slabs; 0% up to PKR 600,000; 35% only above PKR 4,100,000"
            },
            {
                "level": "senior",
                "gross": 33502029.23,
                "taxable": 33502029.23,
                "tax": 10906710.2305,
                "effective_rate": 32.55537196156879,
                "net_annual": 22595318.9995,
                "net_monthly": 1882943.2499583333,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "FBR (Finance Act 2025, salaried)",
                "source_url": "https://www.fbr.gov.pk/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Salaried slabs; 0% up to PKR 600,000; 35% only above PKR 4,100,000"
            },
            {
                "level": "executive",
                "gross": 57231915.73,
                "taxable": 57231915.73,
                "tax": 19212170.505499996,
                "effective_rate": 33.56898028040201,
                "net_annual": 38019745.2245,
                "net_monthly": 3168312.102041667,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "FBR (Finance Act 2025, salaried)",
                "source_url": "https://www.fbr.gov.pk/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "Salaried slabs; 0% up to PKR 600,000; 35% only above PKR 4,100,000"
            }
        ]
    },
    "outlook": {
        "direction": "growing",
        "inflation_pct": 7,
        "real_growth_pct": 5,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 21427629.3,
                "p50": 22892766.34,
                "p75": 24357903.39,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 21140652.12,
                "p50": 22586166.79,
                "p75": 24031681.47,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 21714606.48,
                "p50": 23199365.89,
                "p75": 24684125.31,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
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                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 26649084.7,
                "p50": 28716686.1,
                "p75": 30784287.5,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 25592638.56,
                "p50": 27578274.31,
                "p75": 29563910.06,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 27734210.9,
                "p50": 29886003.13,
                "p75": 32037795.35,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 33140434.16,
                "p50": 36022211.05,
                "p75": 38903987.93,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 30979861.4,
                "p50": 33673762.39,
                "p75": 36367663.38,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 35419904.67,
                "p50": 38499896.38,
                "p75": 41579888.09,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "7.0% annual price growth",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Wage growth",
                        "note": "8.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "2.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "10% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "5.0% after 7.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "12.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [],
    "sources": [
        {
            "name": "Tajikistan",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Bangladesh",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "West Bank",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Egypt",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Cardiologist in Pakistan?",
            "answer": "SpotSalary models a median annual salary of ₨20.4M for a Cardiologist in Pakistan, or about ₨1,703,331 per month before tax. The middle 50% of the estimate ranges from ₨12.2M to ₨28.3M, with a full P10–P90 range of ₨7.2M to ₨31.3M. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Cardiologist earn in Pakistan?",
            "answer": "The entry-level band for a Cardiologist in Pakistan centres on ₨11.2M per year (P25–P75: ₨9.5M–₨12.9M). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Cardiologist earn in Pakistan?",
            "answer": "The executive band for a Cardiologist in Pakistan has a median of ₨57.2M per year and a P75 of ₨65.8M. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Cardiologist in Pakistan?",
            "answer": "The outlook is growing. In the base scenario, median pay reaches ₨36M by 2031, about 76.2% above today before inflation and 5.0% per year in real terms after 7.0% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "What is the take-home pay for a Cardiologist in Pakistan?",
            "answer": "After an effective income tax rate of 31.0%, the mid-level Cardiologist in Pakistan takes home about ₨14,104,980 per year, or ₨1,175,415 per month. The estimate uses imported national tax brackets and does not include social contributions or local levies."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 68% confidence and draws on 28 salary observations."
        }
    ],
    "related": {
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            {
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        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/cardiologist",
        "location_hub": "https://www.spotsalary.com/locations/pakistan-pk",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Cardiologist Salary in Pakistan. SpotSalary. https://www.spotsalary.com/salary/cardiologist/pakistan-pk",
        "updated_at": "2026-10-31T21:14:06+00:00"
    }
}