{
    "url": "https://www.spotsalary.com/salary/chartered-accountant-ca/new-zealand-nz",
    "canonical": "https://www.spotsalary.com/salary/chartered-accountant-ca/new-zealand-nz",
    "headline": "Chartered Accountant (CA) Salary in New Zealand",
    "description": "Median Chartered Accountant (CA) salary in New Zealand is NZ$72.5K per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Chartered Accountant (CA)",
        "slug": "chartered-accountant-ca",
        "family": "finance",
        "soc_code": "13-2011",
        "aliases": [
            "Chartered Accountant",
            "CA"
        ],
        "description": null
    },
    "location": {
        "name": "New Zealand",
        "slug": "new-zealand-nz",
        "type": "country",
        "iso2": "NZ",
        "currency": "NZD"
    },
    "period": 2026,
    "confidence": 80,
    "status": "published",
    "method": "model",
    "updated_at": "2026-10-31T12:20:29+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 30307.45,
            "p25": 37715.93,
            "p50": 47144.92,
            "p75": 54688.1,
            "p90": 65464.08,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 46626.84,
            "p25": 58024.51,
            "p50": 72530.64,
            "p75": 84135.54,
            "p90": 100713.97,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 76934.29,
            "p25": 95740.44,
            "p50": 119675.56,
            "p75": 138823.64,
            "p90": 166178.06,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 130555.15,
            "p25": 162468.63,
            "p50": 203085.79,
            "p75": 235579.52,
            "p90": 281999.13,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "NZD",
        "tax_rate": 19.2741881224266,
        "top_rate": null,
        "method": "progressive",
        "label": "progressive brackets",
        "standard_deduction": 0,
        "rebate": 0,
        "source": "PwC Worldwide Tax Summaries",
        "source_url": "https://taxsummaries.pwc.com/new-zealand/individual/taxes-on-personal-income",
        "retrieved_at": "2026-10-23T00:00:00.000000Z",
        "verified": true,
        "notes": "resident; excludes independent earner tax credit",
        "bands": [
            {
                "level": "entry",
                "gross": 47144.92,
                "taxable": 47144.92,
                "tax": 7158.360999999999,
                "effective_rate": 15.183737717658655,
                "net_annual": 39986.559,
                "net_monthly": 3332.2132500000002,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/new-zealand/individual/taxes-on-personal-income",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "resident; excludes independent earner tax credit"
            },
            {
                "level": "mid",
                "gross": 72530.64,
                "taxable": 72530.64,
                "tax": 13979.692,
                "effective_rate": 19.2741881224266,
                "net_annual": 58550.948000000004,
                "net_monthly": 4879.245666666667,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/new-zealand/individual/taxes-on-personal-income",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "resident; excludes independent earner tax credit"
            },
            {
                "level": "senior",
                "gross": 119675.56,
                "taxable": 119675.56,
                "tax": 29370.4348,
                "effective_rate": 24.541714949986446,
                "net_annual": 90305.1252,
                "net_monthly": 7525.4271,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/new-zealand/individual/taxes-on-personal-income",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "resident; excludes independent earner tax credit"
            },
            {
                "level": "executive",
                "gross": 203085.79,
                "taxable": 203085.79,
                "tax": 58280.9581,
                "effective_rate": 28.69770361579705,
                "net_annual": 144804.8319,
                "net_monthly": 12067.069324999999,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/new-zealand/individual/taxes-on-personal-income",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "resident; excludes independent earner tax credit"
            }
        ]
    },
    "outlook": {
        "direction": "stable",
        "inflation_pct": 2.8,
        "real_growth_pct": 1.35,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 70706.06,
                "p50": 75540.66,
                "p75": 80375.26,
                "confidence": 74,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 69687.73,
                "p50": 74452.7,
                "p75": 79217.67,
                "confidence": 74,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 71724.39,
                "p50": 76628.62,
                "p75": 81532.85,
                "confidence": 74,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 76040.91,
                "p50": 81940.64,
                "p75": 87840.36,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 72802.51,
                "p50": 78450.98,
                "p75": 84099.45,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 79373.95,
                "p50": 85532.27,
                "p75": 91690.6,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 81772.2,
                "p50": 88882.83,
                "p75": 95993.46,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 76050.86,
                "p50": 82663.97,
                "p75": 89277.09,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 87832.82,
                "p50": 95470.46,
                "p75": 103108.1,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.2% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "1.0% annual role demand",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 51/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "45% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "1.4% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "4.2% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [],
    "sources": [
        {
            "name": "Numbeo / OECD composite (US=100)",
            "url": null,
            "type": "market_signal",
            "tier": "derived"
        },
        {
            "name": "Open exchange rates (2026)",
            "url": null,
            "type": "market_signal",
            "tier": "official"
        },
        {
            "name": "World Bank / IMF (2026 est.)",
            "url": null,
            "type": "market_signal",
            "tier": "official"
        },
        {
            "name": "OECD / national tax tables",
            "url": null,
            "type": "market_signal",
            "tier": "derived"
        },
        {
            "name": "ILO modelled estimates (2026)",
            "url": null,
            "type": "market_signal",
            "tier": "official"
        },
        {
            "name": "SpotSalary deterministic wage model",
            "url": null,
            "type": "deterministic_model",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Chartered Accountant (CA) in New Zealand?",
            "answer": "SpotSalary models a median annual salary of NZ$72.5K for a Chartered Accountant (CA) in New Zealand, or about NZ$6,044 per month before tax. The middle 50% of the estimate ranges from NZ$58K to NZ$84.1K, with a full P10–P90 range of NZ$46.6K to NZ$100.7K. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Chartered Accountant (CA) earn in New Zealand?",
            "answer": "The entry-level band for a Chartered Accountant (CA) in New Zealand centres on NZ$47.1K per year (P25–P75: NZ$37.7K–NZ$54.7K). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Chartered Accountant (CA) earn in New Zealand?",
            "answer": "The executive band for a Chartered Accountant (CA) in New Zealand has a median of NZ$203.1K per year and a P75 of NZ$235.6K. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Chartered Accountant (CA) in New Zealand?",
            "answer": "The outlook is stable. In the base scenario, median pay reaches NZ$88.9K by 2031, about 22.5% above today before inflation and 1.4% per year in real terms after 2.8% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "What is the take-home pay for a Chartered Accountant (CA) in New Zealand?",
            "answer": "After an effective income tax rate of 19.3%, the mid-level Chartered Accountant (CA) in New Zealand takes home about NZ$58,551 per year, or NZ$4,879 per month. The estimate uses imported national tax brackets and does not include social contributions or local levies."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 80% confidence."
        }
    ],
    "related": {
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                "url": "https://www.spotsalary.com/salary/chartered-accountant-ca/seychelles-sc"
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                "url": "https://www.spotsalary.com/salary/chartered-accountant-ca/australia-au"
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        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/chartered-accountant-ca",
        "location_hub": "https://www.spotsalary.com/locations/new-zealand-nz",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Chartered Accountant (CA) Salary in New Zealand. SpotSalary. https://www.spotsalary.com/salary/chartered-accountant-ca/new-zealand-nz",
        "updated_at": "2026-10-31T12:20:29+00:00"
    }
}