{
    "url": "https://www.spotsalary.com/salary/software-engineer/finland-fi",
    "canonical": "https://www.spotsalary.com/salary/software-engineer/finland-fi",
    "headline": "Software Engineer Salary in Finland",
    "description": "Median Software Engineer salary in Finland is €82K per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Software Engineer",
        "slug": "software-engineer",
        "family": "technology",
        "soc_code": "15-1252",
        "aliases": [
            "Software Developer",
            "Programmer",
            "Developer"
        ],
        "description": null
    },
    "location": {
        "name": "Finland",
        "slug": "finland-fi",
        "type": "country",
        "iso2": "FI",
        "currency": "EUR"
    },
    "period": 2026,
    "confidence": 68,
    "status": "published",
    "method": "nearest_neighbor",
    "updated_at": "2026-10-31T23:00:34+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 35121.45,
            "p25": 44810.06,
            "p50": 53680.06,
            "p75": 76101.02,
            "p90": 87269.38,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 39746.86,
            "p25": 58061.13,
            "p50": 82040.32,
            "p75": 121420.8,
            "p90": 184523.39,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 86800.48,
            "p25": 103423.45,
            "p50": 135006.93,
            "p75": 166080.77,
            "p90": 182857.7,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 156236.52,
            "p25": 189715.77,
            "p50": 223195.02,
            "p75": 256674.27,
            "p90": 301313.28,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "EUR",
        "tax_rate": null,
        "top_rate": 52,
        "method": "top_rate_only",
        "label": "top rate only",
        "standard_deduction": 0,
        "rebate": 0,
        "source": "PwC Worldwide Tax Summaries",
        "source_url": "https://taxsummaries.pwc.com/finland?topicTypeId=35fd5f5e-24ba-48d0-a39a-b76315a497dc",
        "retrieved_at": "2026-10-22T00:00:00.000000Z",
        "verified": true,
        "notes": "Residents: Progressive tax rates up to approximately 52%;Non-residents: 35%",
        "bands": [
            {
                "level": "entry",
                "gross": 53680.06,
                "taxable": null,
                "tax": null,
                "effective_rate": null,
                "net_annual": null,
                "net_monthly": null,
                "method": "top_rate_only",
                "top_rate": 52,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/finland?topicTypeId=35fd5f5e-24ba-48d0-a39a-b76315a497dc",
                "retrieved_at": "2026-10-22T00:00:00.000000Z",
                "verified": true,
                "notes": "Residents: Progressive tax rates up to approximately 52%;Non-residents: 35%"
            },
            {
                "level": "mid",
                "gross": 82040.32,
                "taxable": null,
                "tax": null,
                "effective_rate": null,
                "net_annual": null,
                "net_monthly": null,
                "method": "top_rate_only",
                "top_rate": 52,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/finland?topicTypeId=35fd5f5e-24ba-48d0-a39a-b76315a497dc",
                "retrieved_at": "2026-10-22T00:00:00.000000Z",
                "verified": true,
                "notes": "Residents: Progressive tax rates up to approximately 52%;Non-residents: 35%"
            },
            {
                "level": "senior",
                "gross": 135006.93,
                "taxable": null,
                "tax": null,
                "effective_rate": null,
                "net_annual": null,
                "net_monthly": null,
                "method": "top_rate_only",
                "top_rate": 52,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/finland?topicTypeId=35fd5f5e-24ba-48d0-a39a-b76315a497dc",
                "retrieved_at": "2026-10-22T00:00:00.000000Z",
                "verified": true,
                "notes": "Residents: Progressive tax rates up to approximately 52%;Non-residents: 35%"
            },
            {
                "level": "executive",
                "gross": 223195.02,
                "taxable": null,
                "tax": null,
                "effective_rate": null,
                "net_annual": null,
                "net_monthly": null,
                "method": "top_rate_only",
                "top_rate": 52,
                "standard_deduction": 0,
                "rebate": 0,
                "source": "PwC Worldwide Tax Summaries",
                "source_url": "https://taxsummaries.pwc.com/finland?topicTypeId=35fd5f5e-24ba-48d0-a39a-b76315a497dc",
                "retrieved_at": "2026-10-22T00:00:00.000000Z",
                "verified": true,
                "notes": "Residents: Progressive tax rates up to approximately 52%;Non-residents: 35%"
            }
        ]
    },
    "outlook": {
        "direction": "growing",
        "inflation_pct": 3,
        "real_growth_pct": 6,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 83700.82,
                "p50": 89423.95,
                "p75": 95147.08,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 82548.97,
                "p50": 88193.34,
                "p75": 93837.72,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 84852.66,
                "p50": 90654.55,
                "p75": 96456.45,
                "confidence": 62,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 98594.98,
                "p50": 106244.59,
                "p75": 113894.2,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 94580.31,
                "p50": 101918.43,
                "p75": 109256.56,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 102721.69,
                "p50": 110691.48,
                "p75": 118661.26,
                "confidence": 50,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 116130.87,
                "p50": 126229.2,
                "p75": 136327.54,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 108357.13,
                "p50": 117779.49,
                "p75": 127201.85,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 124344.5,
                "p50": 135157.06,
                "p75": 145969.62,
                "confidence": 38,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "3.0% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.0% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 50/100",
                        "weight": "medium",
                        "direction": "steady"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "6.0% after 3.0% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "9.0% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [
        {
            "skill": "Python",
            "premium_pct": 6,
            "demand": "rising"
        },
        {
            "skill": "SQL",
            "premium_pct": 4,
            "demand": "stable"
        },
        {
            "skill": "AWS",
            "premium_pct": 8,
            "demand": "rising"
        },
        {
            "skill": "React",
            "premium_pct": 5,
            "demand": "rising"
        },
        {
            "skill": "Docker",
            "premium_pct": 4,
            "demand": "stable"
        }
    ],
    "sources": [
        {
            "name": "Moldova",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Greece",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Cyprus",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Gibraltar",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Software Engineer in Finland?",
            "answer": "SpotSalary models a median annual salary of €82K for a Software Engineer in Finland, or about €6,837 per month before tax. The middle 50% of the estimate ranges from €58.1K to €121.4K, with a full P10–P90 range of €39.7K to €184.5K. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Software Engineer earn in Finland?",
            "answer": "The entry-level band for a Software Engineer in Finland centres on €53.7K per year (P25–P75: €44.8K–€76.1K). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Software Engineer earn in Finland?",
            "answer": "The executive band for a Software Engineer in Finland has a median of €223.2K per year and a P75 of €256.7K. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Software Engineer in Finland?",
            "answer": "The outlook is growing. In the base scenario, median pay reaches €126.2K by 2031, about 53.9% above today before inflation and 6.0% per year in real terms after 3.0% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 68% confidence and draws on 31 salary observations."
        }
    ],
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            {
                "headline": "Software Engineer Salary in New Zealand",
                "url": "https://www.spotsalary.com/salary/software-engineer/new-zealand-nz"
            },
            {
                "headline": "Software Engineer Salary in Moldova",
                "url": "https://www.spotsalary.com/salary/software-engineer/moldova-md"
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        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/software-engineer",
        "location_hub": "https://www.spotsalary.com/locations/finland-fi",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Software Engineer Salary in Finland. SpotSalary. https://www.spotsalary.com/salary/software-engineer/finland-fi",
        "updated_at": "2026-10-31T23:00:34+00:00"
    }
}