{
    "url": "https://www.spotsalary.com/salary/software-engineer/new-york-us-1840034016",
    "canonical": "https://www.spotsalary.com/salary/software-engineer/new-york-us-1840034016",
    "headline": "Software Engineer Salary in New York, United States",
    "description": "Median Software Engineer salary in New York, United States is $125.8K per year. Compare P10–P90 salary bands by experience, take-home pay and a five-year outlook.",
    "occupation": {
        "name": "Software Engineer",
        "slug": "software-engineer",
        "family": "technology",
        "soc_code": "15-1252",
        "aliases": [
            "Software Developer",
            "Programmer",
            "Developer"
        ],
        "description": null
    },
    "location": {
        "name": "New York, United States",
        "slug": "new-york-us-1840034016",
        "type": "city",
        "iso2": "US",
        "currency": "USD"
    },
    "period": 2026,
    "confidence": 58,
    "status": "published",
    "method": "nearest_neighbor",
    "updated_at": "2026-10-31T03:00:34+00:00",
    "salary_bands": [
        {
            "level": "entry",
            "years_experience": [
                0,
                2
            ],
            "p10": 59973.15,
            "p25": 72824.54,
            "p50": 85675.93,
            "p75": 98527.32,
            "p90": 115662.5,
            "base_share": 95,
            "bonus_share": 5,
            "equity_share": 0
        },
        {
            "level": "mid",
            "years_experience": [
                3,
                5
            ],
            "p10": 84349.9,
            "p25": 98017.6,
            "p50": 125771.38,
            "p75": 186347.94,
            "p90": 233531.88,
            "base_share": 88,
            "bonus_share": 8,
            "equity_share": 4
        },
        {
            "level": "senior",
            "years_experience": [
                6,
                9
            ],
            "p10": 141942.93,
            "p25": 154546.54,
            "p50": 204241,
            "p75": 254177.28,
            "p90": 269190.94,
            "base_share": 80,
            "bonus_share": 10,
            "equity_share": 10
        },
        {
            "level": "executive",
            "years_experience": [
                10,
                15
            ],
            "p10": 267059.45,
            "p25": 324286.48,
            "p50": 381513.5,
            "p75": 438740.52,
            "p90": 515043.22,
            "base_share": 65,
            "bonus_share": 15,
            "equity_share": 20
        }
    ],
    "take_home": {
        "currency": "USD",
        "tax_rate": 15.450360169380348,
        "top_rate": null,
        "method": "progressive",
        "label": "progressive brackets",
        "standard_deduction": 15000,
        "rebate": 0,
        "source": "IRS (2025 single filer federal)",
        "source_url": "https://www.irs.gov/",
        "retrieved_at": "2026-10-23T00:00:00.000000Z",
        "verified": true,
        "notes": "2025 federal brackets; excludes FICA and state tax",
        "bands": [
            {
                "level": "entry",
                "gross": 85675.93,
                "taxable": 70675.93,
                "tax": 10462.704599999997,
                "effective_rate": 12.211953345589594,
                "net_annual": 75213.2254,
                "net_monthly": 6267.768783333333,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 15000,
                "rebate": 0,
                "source": "IRS (2025 single filer federal)",
                "source_url": "https://www.irs.gov/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "2025 federal brackets; excludes FICA and state tax"
            },
            {
                "level": "mid",
                "gross": 125771.38,
                "taxable": 110771.38,
                "tax": 19432.1312,
                "effective_rate": 15.450360169380348,
                "net_annual": 106339.2488,
                "net_monthly": 8861.604066666667,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 15000,
                "rebate": 0,
                "source": "IRS (2025 single filer federal)",
                "source_url": "https://www.irs.gov/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "2025 federal brackets; excludes FICA and state tax"
            },
            {
                "level": "senior",
                "gross": 204241,
                "taxable": 189241,
                "tax": 38264.84,
                "effective_rate": 18.735141328136855,
                "net_annual": 165976.16,
                "net_monthly": 13831.346666666666,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 15000,
                "rebate": 0,
                "source": "IRS (2025 single filer federal)",
                "source_url": "https://www.irs.gov/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "2025 federal brackets; excludes FICA and state tax"
            },
            {
                "level": "executive",
                "gross": 381513.5,
                "taxable": 366513.5,
                "tax": 97826.975,
                "effective_rate": 25.641812150815106,
                "net_annual": 283686.525,
                "net_monthly": 23640.54375,
                "method": "progressive",
                "top_rate": null,
                "standard_deduction": 15000,
                "rebate": 0,
                "source": "IRS (2025 single filer federal)",
                "source_url": "https://www.irs.gov/",
                "retrieved_at": "2026-10-23T00:00:00.000000Z",
                "verified": true,
                "notes": "2025 federal brackets; excludes FICA and state tax"
            }
        ]
    },
    "outlook": {
        "direction": "growing",
        "inflation_pct": 2.8,
        "real_growth_pct": 8.8,
        "forecasts": [
            {
                "year": 2027,
                "scenario": "base",
                "p25": 131377.77,
                "p50": 140360.86,
                "p75": 149343.96,
                "confidence": 52,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "conservative",
                "p25": 129611.93,
                "p50": 138474.29,
                "p75": 147336.64,
                "confidence": 52,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2027,
                "scenario": "optimistic",
                "p25": 133143.6,
                "p50": 142247.43,
                "p75": 151351.27,
                "confidence": 52,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "base",
                "p25": 162226.72,
                "p50": 174813.28,
                "p75": 187399.83,
                "confidence": 40,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "conservative",
                "p25": 155772.85,
                "p50": 167858.67,
                "p75": 179944.5,
                "confidence": 40,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2029,
                "scenario": "optimistic",
                "p25": 168856.44,
                "p50": 181957.37,
                "p75": 195058.3,
                "confidence": 40,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "base",
                "p25": 200304.46,
                "p50": 217722.24,
                "p75": 235140.02,
                "confidence": 30,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "conservative",
                "p25": 187200.17,
                "p50": 203478.45,
                "p75": 219756.73,
                "confidence": 30,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            },
            {
                "year": 2031,
                "scenario": "optimistic",
                "p25": 214132.54,
                "p50": 232752.77,
                "p75": 251372.99,
                "confidence": 30,
                "drivers": [
                    {
                        "name": "Inflation (CPI)",
                        "note": "2.8% annual price growth",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Wage growth",
                        "note": "3.6% nominal wage trend",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Role demand trend",
                        "note": "6.0% annual role demand",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Hiring demand",
                        "note": "Demand index 58/100",
                        "weight": "medium",
                        "direction": "up"
                    },
                    {
                        "name": "Automation exposure",
                        "note": "35% exposure",
                        "weight": "high",
                        "direction": "steady"
                    },
                    {
                        "name": "Real wage growth",
                        "note": "8.8% after 2.8% inflation",
                        "weight": "high",
                        "direction": "up"
                    },
                    {
                        "name": "Scenario growth",
                        "note": "11.6% modelled nominal growth",
                        "weight": "high",
                        "direction": "up"
                    }
                ]
            }
        ]
    },
    "skills": [
        {
            "skill": "Python",
            "premium_pct": 6,
            "demand": "rising"
        },
        {
            "skill": "SQL",
            "premium_pct": 4,
            "demand": "stable"
        },
        {
            "skill": "AWS",
            "premium_pct": 8,
            "demand": "rising"
        },
        {
            "skill": "React",
            "premium_pct": 5,
            "demand": "rising"
        },
        {
            "skill": "Docker",
            "premium_pct": 4,
            "demand": "stable"
        }
    ],
    "sources": [
        {
            "name": "Sint Maarten",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        },
        {
            "name": "Gibraltar",
            "url": null,
            "type": "nearest_donor",
            "tier": "derived"
        }
    ],
    "faqs": [
        {
            "question": "What is the average salary of a Software Engineer in New York, United States?",
            "answer": "SpotSalary models a median annual salary of $125.8K for a Software Engineer in New York, United States, or about $10,481 per month before tax. The middle 50% of the estimate ranges from $98K to $186.3K, with a full P10–P90 range of $84.3K to $233.5K. This is a modelled estimate, not a job offer."
        },
        {
            "question": "How much does an entry-level Software Engineer earn in New York, United States?",
            "answer": "The entry-level band for a Software Engineer in New York, United States centres on $85.7K per year (P25–P75: $72.8K–$98.5K). Entry-level pay typically covers the first 2 years of experience and depends on company size, skills and responsibilities."
        },
        {
            "question": "How much does a senior or executive Software Engineer earn in New York, United States?",
            "answer": "The executive band for a Software Engineer in New York, United States has a median of $381.5K per year and a P75 of $438.7K. Senior and executive packages often include a larger bonus and equity component; this benchmark shows the total-compensation split for each level."
        },
        {
            "question": "What is the salary outlook for a Software Engineer in New York, United States?",
            "answer": "The outlook is growing. In the base scenario, median pay reaches $217.7K by 2031, about 73.1% above today before inflation and 8.8% per year in real terms after 2.8% inflation. Scenario bands widen over time and are not guarantees."
        },
        {
            "question": "What is the take-home pay for a Software Engineer in New York, United States?",
            "answer": "After an effective income tax rate of 15.5%, the mid-level Software Engineer in New York, United States takes home about $106,339 per year, or $8,862 per month. The estimate uses imported national tax brackets and does not include social contributions or local levies."
        },
        {
            "question": "How does SpotSalary calculate these salary estimates?",
            "answer": "Estimates are anchored to external market signals — GDP per capita PPP, inflation, wage growth, cost of living, demand and automation exposure — and synthesised with AI. Deterministic validation rejects implausible outputs. This report carries 58% confidence and draws on 15 salary observations."
        }
    ],
    "related": {
        "occupation_locations": [
            {
                "headline": "Software Engineer Salary in Guam",
                "url": "https://www.spotsalary.com/salary/software-engineer/guam-gu"
            },
            {
                "headline": "Software Engineer Salary in Gibraltar",
                "url": "https://www.spotsalary.com/salary/software-engineer/gibraltar-gi"
            },
            {
                "headline": "Software Engineer Salary in Johannesburg, South Africa",
                "url": "https://www.spotsalary.com/salary/software-engineer/johannesburg-za-1710550792"
            },
            {
                "headline": "Software Engineer Salary in Greece",
                "url": "https://www.spotsalary.com/salary/software-engineer/greece-gr"
            },
            {
                "headline": "Software Engineer Salary in Athens, Greece",
                "url": "https://www.spotsalary.com/salary/software-engineer/athens-gr-1300715560"
            },
            {
                "headline": "Software Engineer Salary in United Arab Emirates",
                "url": "https://www.spotsalary.com/salary/software-engineer/united-arab-emirates-ae"
            },
            {
                "headline": "Software Engineer Salary in Riyadh, Saudi Arabia",
                "url": "https://www.spotsalary.com/salary/software-engineer/riyadh-sa-1682999334"
            },
            {
                "headline": "Software Engineer Salary in Cyprus",
                "url": "https://www.spotsalary.com/salary/software-engineer/cyprus-cy"
            },
            {
                "headline": "Software Engineer Salary in Moldova",
                "url": "https://www.spotsalary.com/salary/software-engineer/moldova-md"
            },
            {
                "headline": "Software Engineer Salary in New Zealand",
                "url": "https://www.spotsalary.com/salary/software-engineer/new-zealand-nz"
            },
            {
                "headline": "Software Engineer Salary in India",
                "url": "https://www.spotsalary.com/salary/software-engineer/india-in"
            },
            {
                "headline": "Software Engineer Salary in South Africa",
                "url": "https://www.spotsalary.com/salary/software-engineer/south-africa-za"
            }
        ],
        "occupation_hub": "https://www.spotsalary.com/occupations/software-engineer",
        "location_hub": "https://www.spotsalary.com/locations/new-york-us-1840034016",
        "all_salaries": "https://www.spotsalary.com/salaries"
    },
    "citation": {
        "plain": "Software Engineer Salary in New York, United States. SpotSalary. https://www.spotsalary.com/salary/software-engineer/new-york-us-1840034016",
        "updated_at": "2026-10-31T03:00:34+00:00"
    }
}